Max Mortgage LLC

The key to a more secure retirement might already be in your pocket.

How the power of home can help you "Age In Place"

According to a University of Michigan national poll, 88% of Americans age 50-80 say it's important to remain in their homes as they age. But many homes aren't designed to meet their needs: second-story bedrooms, stepped entryways, narrow doorways, and other issues can make everyday living a challenge for older adults.

88% OF U.S. SENIORS WANT TO AGE IN PLACE

Making necessary modifications can be a significant expense, especially for retirees on a fixed income. Fortunately, a Home Equity Conversion Mortgage (HECM) may provide the funding solution. It lets homeowners 62+ convert home equity into cash they can use to comfortably remain at home.

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What is a reverse mortgage?

Its official name is a Home Equity Conversion Mortgage (HECM), a loan insured by the Federal Housing Administration (FHA) for homeowners age 62+. It allows you to:

Access a portion of your home equity.
Use the income tax-free2 cash proceeds as you wish
Eliminate monthly mortgage payments

You retain ownership of your home — all you have to do is continue to pay property taxes, homeowners insurance, and for home maintenance as you do now.

How can you use it?

The proceeds are used to pay off your existing mortgage. You get the rest as a lump sum, monthly payment, line of credit, or any combination of these. Use it in any way you choose, such as:

Pay bills and everyday expenses
Help cover the cost of healthcare or home care
Make home repairs and upgrades to help Age In Place
Open a line of credit for unexpected expenses
Help out family members

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.
NMLS: 1446745

NMLS Consumer Access

Contact Us

3330 Knightsbridge Ct.
Harvey, LA 70058
Phone: (504) 313-2326
charles@callthemax.com