Student Loan Payments Resuming October: How Stay on Track to Your Homeownership
Student loan repayment is coming back in October and Biden Administration is promising to extend it. Is it true? How does repayment affect your homebuying goals? In the next few weeks, millions of borrowers who’ve been catching a break from those student loan payments for over three years will have to start repaying them –and […]
From Bargain Hunting to Home Buying: 4 Savvy Tips to Smart Homebuyers
Ready to score your dream home without breaking the bank? Dive into our guide for shrewd homebuyers! Learn insider tricks to sweeten deals, spot potential, and save big on your home purchase. If you’re a dedicated bargain hunter who refuses to pay full price, the idea of buying a home at or above the asking […]
Earnest Money vs. Down Payment: What’s the Difference?
Confused about the difference between earnest money and down payment? Read this to get the break down. Prepping to buy your dream home? One thing you’ll want to prepare for is to provide your “earnest money.” Is this different from your down payment? That’s what we’re breaking down in this article. Read on to learn […]
Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
Learn how to boost your credit to get a better rate as a homebuyer –without applying for a new credit card! So, you’re on the hunt for your dream home, but your credit score is in need of a little TLC. Building your credit doesn’t always require opening credit cards. Here are some nifty tricks […]
House Hunting: Finding the Perfect Price Tag for Your Dream Home
Here is now to calculate how much home you can afford to purchase. Figuring out how much to spend on a house is like trying to find the perfect porridge temperature, except instead of three bowls, you have a sea of houses to choose from. But no need to fret! As your local mortgage professional, […]
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
Learn how pre-approval can put you in a more competitive position to purchase a home in today’s market. If you’re in the market to buy a home this spring, you might be facing some challenges. With limited homes available and higher mortgage rates, it’s crucial to have a clear understanding of your homebuying budget. Being […]
7 Surprising Things You Can Negotiate With Home Sellers to Get the Home You Deserve
Think you can’t negotiate in a competitive market? Think again! Check out these little-known facts you can negotiate even in a seller’s market. When it comes to tipping the scales in your favor in homebuying, negotiating the asking price is often the first item on the list. But did you know that there are other […]
Buying a Home Rather Than Renting Still Makes Sense and Here’s Why
With rents continuing to rise and interest rates not going down, you may wonder if you should still rent or take the plunge and buy. Here’s what you need to know. Deciding whether to rent or buy a home this year? Rental affordability has been challenging for years, and it isn’t changing any time soon. That’s […]
20% Down May Not Be The Right Move For You – Here’s Why
Putting down 20% on your home purchase could actually be the wrong move! Read this article to learn why. The idea that you should put 20% down on a home is one that has been the “gold standard” for years. After all, when you put 20% down, you avoid paying for private mortgage insurance, and […]
Benefits of a New Construction vs Existing Home
Should you buy a new construction or an existing home? We’re discussing the pros of each. Ready to dive into the housing market? There are plenty of choices – but between newly-built and preowned homes, which reigns supreme? One way to decide is by asking yourself: how custom do you want your living space be? […]
Get The Facts: Will Pre-Approval Hurt My Credit?
We’re spilling the beans on whether getting pre-approved for a mortgage lowers your credit score. Getting mortgage pre-approval is one of the first steps toward buying your dream home. Pre-approval boosts the likelihood that the seller will accept your offer and gives you a detailed quote for your homebuying budget. But homebuyers often hesitate because they […]
Best Ways to Leverage Your Home Equity
Need some extra cash? Your home equity is a powerful tool you can use to get the cash you need. One of the many advantages of owning a house is seeing an increase in your property’s value when the real estate market is in your favor. You can boost your profit once you put your […]