Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting. Quick Take Tip: If you priced a loan in August, re-check your numbers. Small rate moves can meaningfully change payment or approval amounts. Why Rates […]
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next. Mortgage rates have been making headlines lately—especially after Fed Chair Jerome Powell’s big speech at Jackson Hole. But let’s be honest… most people see the news and […]
Mortgage Rates Holding Steady… For Now
After Powell’s Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week’s jobs report. Here’s what’s actually going on: 1. Friday’s “Rally” Was Real—But Also Just a ResetPowell hinted at the possibility of a rate cut in […]
Lower Rates? Don’t Relax Just Yet
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up. Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here’s what happened over the past three business days and why this […]
Mortgage Rates at 10-Month Lows! Big Opportunity!
Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know. As we look back at the first two weeks of August and into mid-Q3, here’s what we know: mortgage rates are holding steady near their lowest levels since October 2024. That’s […]
Rates Just Hit a 10-Month Low!
Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners. If you’re thinking about buying a home or refinancing, here’s some good news: mortgage rates just fell to their lowest point since October 2024. That’s right—rates are down, and […]
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market. When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing. But here’s the truth: the Fed doesn’t […]
Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes. As of May 7, 2025, the average 30-year fixed mortgage rate has dipped slightly to 6.86%, down from 6.88% the previous day. This minor decrease wasn’t triggered by any major announcement from […]
Why Now Is the Time to Apply for a Mortgage
Mortgage demand is surging as rates drop. Don’t wait—now’s the time to apply and lock in your opportunity before competition heats up. If you’ve been sitting on the sidelines waiting for the “right time” to buy a home, this is your sign. Mortgage demand just jumped 20% in a single week, according to the latest CNBC […]
Mortgage Rates Hit 4-Month Lows: What This Means for You
Mortgage rates have dropped to a 4-month low, creating new opportunities for homebuyers and homeowners looking to refinance. Learn how to take advantage of lower rates today. Great news for homebuyers and homeowners—mortgage rates have dropped to their lowest levels in four months. As of February 25, 2025, the average 30-year fixed mortgage rate is now at […]
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
President Trump’s executive order targets housing costs, but mortgage rates remain steady. Learn how these changes impact homebuyers and homeowners in 2025. What the Executive Order Means for Housing Lower Housing Costs – The order directs federal agencies to remove regulations that drive up home prices, aiming to make homeownership and renting more accessible. More Homes on […]
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Explore mortgage trends and homeownership insights this Inauguration Day. Celebrating American Resilience: A Look at Recent Mortgage Rate Trends As we embrace the spirit of unity and progress this Inauguration Day, it’s an opportune moment to reflect on the resilience of the American housing market. Recent movements in mortgage rates highlight the dynamic nature of […]