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Unsecured Business L.O.C

Unsecured Business Line of Credit

Flexible revolving credit solutions designed to help established businesses manage cash flow, seize opportunities, and maintain access to working capital without pledging collateral.

  • Approvals available up to $1.5 million
  • 12 to 36 month repayment terms
  • Revolving access to funds
  • Early payoff options available

Offered in all states, including Hawaii. Not available in North Dakota or South Dakota.

How This Works

This is a referral-based business funding solution. We provide program information and connect qualified businesses with a lending partner who completes underwriting and funding.

Loan approval, rates, terms, and funding amounts are determined by the lending partner based on underwriting guidelines and creditworthiness.

Basic Underwriting Guidelines

  • Minimum FICO score: 575
  • Minimum time in business: 1 year
  • Minimum annual revenue: $500,000
  • At least 3 W-2 employees required
  • Borrower must be a U.S. citizen or permanent resident

Industry Eligibility

Eligible Industries

  • Restaurants
  • Manufacturing
  • Medical Services
  • Medical Spas
  • Spas
  • Breweries
  • Liquor Stores
  • Food Distribution
  • IT
  • Retail
 
 

Non-Eligible Industries

  •  Home Renovation
  •  Home Improvement
  •  Contractors
  •  Home Remodel
  •  Real Estate
  •  Agriculture
  •  Trucking
  •  Cannabis
  •  Consultants
  •  Car Dealerships